About the Scheme

The SuperEasy KiwiSaver Superannuation Scheme

It is a plan that will invest and accumulate savings which are held individually on your behalf in trust usually until you are eligible to receive New Zealand Superannuation (currently age 65). However a five-year membership requirement also applies if you first joined KiwiSaver (or a complying superannuation fund) before 1 July 2019. From 1 April 2020 you are able to opt out of that requirement. If the five-year requirement doesn't apply you can get your money out of KiwiSaver once you have turned 65.

Not only does this accumulate savings towards your retirement but can continue to be used and managed throughout your retirement, well beyond age 65. Members can transfer existing fund balances from another employer or private superannuation scheme into the SuperEasy KiwiSaver Superannuation Scheme at any time. The SuperEasy KiwiSaver Superannuation Scheme administrator makes no charge for this.

Members are also able to deposit additional lump sums into the SuperEasy KiwiSaver Superannuation Scheme at any time at no extra cost.